There are many such poor families in our country, due to financial conditions, they are unable to get their treatment in hospital after an illness. Because of this, Rashtriya Swasthya Bima Yojana 2020 has been implemented by the Central Government. Under this scheme, the government provides health insurance to the tune of Rs 30000 to the unorganized sector workers living below the poverty line of the country. In this article, we will provide you complete information about the eligibility, benefit, objectives, and application process of Rashtriya Swasthya Bima Yojana 2020.
Rashtriya Swasthya Bima Yojana (RSBY) 2020
Through the Rashtriya Swasthya Bima scheme, the workers of poor unorganized sectors of the country are provided insurance by the government. Under this, the policyholder can get his treatment free of cost by going to a hospital set up by the central government if he falls ill. Unorganized sector workers and their families (units of five) will be included under this National Health Insurance Scheme. Under this scheme, all the expenses for medical care and hospitalization of such poor families are borne by the Central Government.
राष्ट्रीय स्वास्थ्य बीमा योजना के माध्यम से, देश के गरीब असंगठित क्षेत्रों के श्रमिकों को सरकार द्वारा बीमा प्रदान किया जाता है। इसके तहत, पॉलिसीधारक बीमार होने पर केंद्र सरकार द्वारा स्थापित अस्पताल में जाकर अपना इलाज नि: शुल्क करवा सकता है। असंगठित क्षेत्र के श्रमिकों और उनके परिवारों (पांचों की इकाइयों) को इस राष्ट्रीय स्वास्थ्य बीमा योजना के तहत शामिल किया जाएगा। इस योजना के तहत, ऐसे गरीब परिवारों की चिकित्सा देखभाल और अस्पताल में भर्ती होने का सारा खर्च केंद्र सरकार द्वारा वहन किया जाता है।
Benefits of Rashtriya Swasthya Bima Yojana 2020
Under this scheme, the family of unorganized areas of the country will be provided health insurance of Rs. 30,000 by the government. Under this Rashtriya Swasthya Bima Yojana, workers of the unorganized sector, as well as 5 members of his family, will be provided benefits. The insurance under this scheme will be valid for one year only, after which the beneficiary will have to renew again. To renew this RSBY, the beneficiary only has to provide an amount of 30 rupees. The benefit of this scheme will be given only when the beneficiary gets treatment in the hospitals where the government has given recognition.
RSBY Smart Card 2020
The beneficiaries who enroll under this scheme are provided with RSBY Smart Card by the government. This card can be used by the beneficiary to get free treatment in the hospital. It is mandatory for the policyholder to keep in mind that he can get his treatment free only in the hospitals directed by the state government. Therefore, the beneficiary should see the listed hospitals before getting treatment and only after that the treatment should be done. So that they can get the benefit of this scheme.
Eligibility of the National Health Insurance Scheme 2020
- It is mandatory for the applicant to be an Indian citizen to apply in this scheme.
- The benefit of this scheme will be provided only to those people who belong to BPL (Below Poverty Line) house or workers belonging to unorganized categories like construction and building workers, who are Welfare Board, Street Vendors, Licensed Porters (Railways), Bidi. Workers are registered under MGNREGA workers, sanitation workers, domestic workers, mine workers, rag pickers, rickshaw pullers.
- Under this scheme, benefits will be provided to 5 people of a family.
How to enroll for the Rashtriya Swasthya Bima Yojana 2020?
Any applicant who wants to avail of this scheme must first go to the enrolment station and provide identity proof of his head. After this, the authorized government official will confirm the identity and eligibility of his family and if that family fulfills all the criteria then his nomination will be done by the government.