Pradhan Mantri Dhan Lakshmi Yojana (प्रधानमंत्री धन लक्ष्मी योजना) 2020 – Eligibility, Registration Process

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Pradhan Mantri Dhan Laxmi Yojana

As we know that every year a lot of schemes are implemented by Prime Minister Narendra Modi to promote women. This year also a new scheme has been implemented by Narendra Modi Ji, under which a loan of 5 lakh rupees will be given to women without any interest rate. The name of this scheme is Pradhan Mantri Dhan Lakshmi Yojana 2020, through which women will get help in becoming self-dependent. Through this article, you will get complete information about PM Dhan Lakshmi Yojana 2020.

देश की महिलाओ के उत्थान के लिए केंद्र सरकार ने एक नई योजना लागु की है जिसका नाम है प्रधानमंत्री धन लक्ष्मी योजना 2020। इस योजना के अंतर्गत देश की महिलाओ को 5 लाख रुपया का लोन बिना किसी ब्याज दर के उपलब्ध कराया जायेगा । इस लोन राशि का उपयोग महिलाओ द्वारा स्वयं का व्यवसाय स्थापित करने के लिए किया जा सकता है । इस योजना का मुख्य उद्देश्य महिलाओ को आत्मनिर्भर और सशक्त बनाना है ।

Pradhan Mantri Dhan Laxmi Yojana

Pradhan Mantri Dhan Lakshmi Yojana 2020-2021

Women of the country who want to start their own business but due to lack of money, they are unable to start their own business. To overcome this problem, the Prime Minister of our country has introduced PM Dhan Lakshmi Scheme 2020, through which women can get a loan of Rs. 5 lakh without any interest rate. It means women don’t require paying any interest on the loan amount. Poor and middle-class women can apply to get the benefit of this scheme.

देश की महिलाएं जो अपना खुद का व्यवसाय शुरू करना चाहती हैं लेकिन पैसे की कमी के कारण वे अपना खुद का व्यवसाय शुरू करने में असमर्थ हैं। इस समस्या को दूर करने के लिए, हमारे देश के प्रधान मंत्री ने पीएम धन लक्ष्मी योजना 2020 शुरू की है, जिसके माध्यम से महिलाओं को रुपये का ऋण मिल सकता है। बिना किसी ब्याज दर के 5 लाख। इसका अर्थ है कि महिलाओं को ऋण राशि पर कोई ब्याज देने की आवश्यकता नहीं है। इस योजना का लाभ पाने के लिए गरीब और मध्यम वर्ग की महिलाएं आवेदन कर सकती हैं।

PM Dhan Lakshmi Yojana 2020 – Key Factors

The benefit of this scheme can be availed only by women whose accounts are in a nationalized bank and not in a private bank because the amount given by the central government to the women is directly transferred to their bank account. Therefore, women should get their accounts opened in a nationalized bank so that the scheme can be availed. The main objective of the PM Dhan Lakshmi Yojana 2020 is to provide self-employment and self-reliance to women.

PM Dhan Lakshmi Scheme 2020-2021

Scheme Name Pradhan Mantri Dhan Lakshmi Yojana 2020
Introduced by Shree Narendra Modi Ji
Beneficiaries of Indian Women
Loan Amount Rs. 5 Lakh
Interest Rate 0%
Tenure Year 30 Years
Registration Mode Offline

How can apply for Prime Minister Dhan Lakshmi Scheme 2020?

The applicant requires going to the nearest district level community center with all documents which are required under this scheme. Then you need to take the application form and fill all the details which are mandatory like Name, Address, Age, Date of Birth. Etc. After filling the application form applicant require to submit it to the District Level Community Center.

Documents required under PM Dhan Lakshmi Yojana 2020

  • Aadhar Card (Which is linked with the mobile number)
  • Voter Id card
  • PAN Card
  • Mobile Number
  • Passport Size Photo
  • Bank Account Passbook

Eligibility Criteria for Pradhan Mantri Dhan Lakshmi Yojana 2020

  • Woman whose age is between 18 years to 55 Years can apply for this scheme.
  • Only Indian woman can avail the benefit of this scheme.
  • And also if the woman already has a property on her name then she is not eligible for PMDL Yojana 2020.
  • It is required having an account in the nationalized bank by the women.

So all the eligible women who want to get the benefit of the PM Dhan Lakshmi Scheme 2020 can now apply offline. The amount of the scheme is directly transferred to the woman which name is mentioned in the application form. The woman can repay the amount after the tenure year of 30 years without any interest rate.

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Vijendra Choudhary is the Author & Co-Founder of the Arealnews.com. He has also completed his BCA & MCA in Computer Engineering from RTU Rajasthan. He is passionate about Blogging & Digital Marketing. He has 5+ years of experience in Digital Marketing.

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