Home केंद्र सरकार की योजनाएं Atal Pension Yojana (APY) 2020-2021 APY Scheme Apply Online – Details,Eligibility &...

Atal Pension Yojana (APY) 2020-2021 APY Scheme Apply Online – Details,Eligibility & Benefits| How to apply, Withdrawal, Penalty

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Atal Pension Yojana (APY) 2020-2021 – Details, How to apply, Withdrawal, Penalty: The Atal Pension Yojana is introducing in 2015-2016 by the government of India. This scheme is helpful for poor peoples who are working in an unorganized company. Now the individual can apply online for Atal Pension Yojana 2020 through the official site. The previous scheme Swavalamban Yojana is replaced from Atal Pension Scheme 2020-2021. Here you can get the complete information about the Atal Pension Scheme 2020.

अटल पेंशन योजना ऑनलाइन आवेदन | APY योजना 2020: यह एक पेंशन योजना है जो भारत के असंगठित क्षेत्र को लाभ प्रदान करने के लिए केंद्रित है। अटल पेंशन योजना भारत सरकार द्वारा वर्ष 2015 में शुरू की गई भारत सरकार की पेंशन योजना है।

अटल पेंशन योजना के तहत, 1000 / – रु। की न्यूनतम मासिक पेंशन, रु .2000 / -, रु। 3000 / -, रु .4000 / – और रु। 5000 / – की गारंटीकृत न्यूनतम मासिक पेंशन ग्राहकों को प्रदान की जाएगी। उनके द्वारा दिया गया योगदान। असंगठित क्षेत्रों में श्रमिकों को सेवानिवृत्ति लाभ प्रदान करने के उद्देश्य से अटल पेंशन शुरू की गई है। इस योजना में योगदान देने पर, वे अपनी सेवानिवृत्ति को बचा सकते हैं।

Atal Pension Yojana (APY) 2020–2021 (अटल पेंशन योजना 2020)

Atal Pension Yojana 2020-2021: The person can get up to Rs. 5000 pension per month through the Atal Pension Yojana. The main objective of the Atal Pension Scheme 2020 is to provide pension facilities to the people who are working in the unorganized company at the attending of 60 years Age. In this scheme, the Government also contributes 50% of the total contribution, or Rs 1000 per month, whichever is lower in an individual pension account. This Atal Pension Yojana is the security given as pension to the person after you reach the age of 60. The Pension Fund Regulatory Authority of India (PFRDA) managed the collected amount under this scheme.

अटल पेंशन योजना 2020-2021: व्यक्ति को रु। अटल पेंशन योजना के माध्यम से प्रति माह 5000 पेंशन। अटल पेंशन योजना 2020 का मुख्य उद्देश्य 60 वर्ष की आयु में असंगठित कंपनी में काम करने वाले लोगों को पेंशन की सुविधा प्रदान करना है। इस योजना में, सरकार कुल योगदान का 50% या प्रति माह 1000 रुपये का योगदान देती है, जो भी एक व्यक्तिगत पेंशन खाते में कम है। यह अटल पेंशन योजना 60 वर्ष की आयु तक पहुँचने के बाद व्यक्ति को पेंशन के रूप में दी जाने वाली सुरक्षा है। पेंशन योजना नियामक प्राधिकरण (PFRDA) ने इस योजना के तहत एकत्रित राशि का प्रबंधन किया।

Procedure to Apply for the Atal Pension Yojana 2020

Candidates now can visit the official site to apply for the Atal Pension Scheme 2020-2021. Here we provide some important steps which are required follow:-

  • First of all, Candidates can go to all nationalized banks for APY Account.
  • The applicant can visit the official site for the application of the Atal Pension Scheme 2020.
  • The Atal Pension Scheme apply Online Forms are available in English, Hindi, Bangla, Gujarati, Kannada, Marathi, Odia, Tamil, Telugu.
  • The all the details are required to fill in the application form and then it is required to submit at your bank.
  • The mobile number is also required to provide to the bank.
  • The candidates receive a confirmation message after approval of the application.

Eligibility Criteria for Atal Pension Yojana 2020

  • The person must be an Indian citizen.
  • The age limit must have be between 18 to 40 years.
  • The contribution to the pension should be for a minimum of 20 years.
  • A bank account is required which is linked with the Aadhar card.
  • Valid Mobile Number where the candidate can get a confirmation message.
  • If any Candidates already have an APY Account then they are not eligible for this scheme.

Atal Pension Scheme 2020 – Withdrawal Limit

The person can visit the bank to withdraw the amount of the pension after completing the age of 60 years.

  • The pension amount can be withdrawal after getting the age of 60 years of the person.
  • If the person dies before completing the age of 60 years then the person spouse can get the pension amount.
  • If your spouse also dies before getting the pension amount then the nominee can get the pension amount.

Atal Pension Yojana (APY) – Penalty Charges

If any person was unable to pay the pension amount under the Atal Pension Scheme then he/she will be liable for the penalty amount which is given below:-

  • If the contribution amount is up to Rs. 100 per month then the penalty amount will be charged as Rs. 1.
  • If the contribution amount is Between Rs. 101 to Rs. 500 per month then the penalty amount will be charged as Rs. 2.
  • If the contribution amount is Between Rs. 501 to Rs. 1000 per month then the penalty amount will be charged as Rs. 5.
  • If the contribution amount is above Rs. 1001 per month then the penalty amount will be charged as Rs. 10.

 Features of Atal Pension Scheme 2020-2021

  • Under Section 80CCD, individuals can take the benefit of the Atal Pension Yojana in the tax deduction.
  • The pension amount can be received by the person after the age of 60 years.

Private sector employees who not get any pension amount in the organization then they can apply for the Atal Pension Scheme 2020.

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Vijendra Choudhary is the Author & Co-Founder of the Arealnews.com. He has also completed his BCA & MCA in Computer Engineering from RTU Rajasthan. He is passionate about Blogging & Digital Marketing. He has 6+ years of Experience in Digital Marketing.

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